Financing your kitchen

Life is anything but predictable. At Magnet, we understand that and offer a range of ways to pay for your kitchen. You can pay in full straightaway or pay a deposit with your order and the balance 14 days before delivery. Alternatively, you can take advantage of one of the flexible finance packages, whatever best suits you.

Customer & Designer

Am I eligible for finance?

Applicants must be 18 years or over on application date and in permanent UK residence – and have been for a minimum of 3 years. You must be in regular, permanent employment working minimum of 16 hours per week, retired from regular employment (minimum age 50) or, not working through disability. Credit is subject to application and status.Minimum spend £250. Magnet Limited acts as the credit broker and not the lender. Barclays UK acts as the lender. Terms and Conditions apply.

To apply, contact your local store

Interest Free Credit

We have several ways that will help you manage the cost of your new kitchen. Like up to 5 years Interest Free Credit, so you can spread the monthly cost and only pay the amount you borrow. Alternatively, you may prefer to buy now and pay later. With only a £100 deposit required, there has never been a better time to buy the kitchen of your dreams.

  Up to 2 years Simply Ready to Assemble kitchens Up to 3 years Factory Assembled kitchens Up to 5 years Integra kitchens
Price
per
Month
Total
Kitchen
Price
Total
Interest
Payable
Total
Kitchen
Price
Total
Interest
Payable
Total
Kitchen
Price
Total
Interest
Payable
£75 £1,900 £0 £2,700 £0 £4,500 £0
£100 £2,400 £0 £3,600 £0 £6,000 £0
£150 £3,600 £0 £5,400 £0 £9,000 £0
£200 £4,800 £0 £7,200 £0 £12,000 £0
£250 £6,000 £0 £9,000 £0 £15,000 £0
£300 £7,200 £0 £10,800 £0 £18,000 £0
£300 £9,400 £0 £12,600 £0 £21,000 £0

Even more flexible ways to pay

  Up to 5 years Pay Monthly at 5.9% APR
on any kitchen
Up to 5 years Buy Now Pay Later at 8.9% APR
on any kitchen
Price
per
Month
Total
Kitchen
Price
Total
Interest
Payable
Total
Kitchen
Price
Total
Interest
Payable
£75 £3,902 £598 £3,376 £1,124
£100 £5,203 £797 £4,502 £1,498
£150 £7,804 £1,196 £6,752 £2,247
£200 £10,405 £1,595 £9,003 £2,997
£250 £12,007 £1,992 £11,254 £3,746
£300 £15,608 £2,392 £13,505 £4,495
£350 £18,210 £2,790 £15,756 £5,244

BEAUTIFUL KITCHENS NOW AVAILABLE WITH 0% INTEREST FREE CREDIT

Prices shown below are based on 5 years 0% Interest Free Credit.

book a virtual design consultation

While our stores are closed, our dedicated designers have been set up to work safely from home and can call you to bring your dream kitchen to life - from wherever you are - call it our virtual showroom.

Book now

FIND A SHOWROOM

Locate your nearest Magnet showroom to get inspired and see our kitchen ranges on display.

Find my local showroom

Buy Now Pay Later

Don't let your dream kitchen wait any longer. With our Buy Now Pay Later option, you can pay a low deposit and then nothing else for a year. After these 12 months, either pay in full for a small fee of £49 or spread the cost over five years at only 8.9% representative. Getting your new family kitchen has never been easier. The approval of your application depends on your financial circumstances and borrowing history, so do the terms you may be offered.


Cost of kitchen £ 3,000 £ 5,000 £ 10,000
Agreement Duration 71 months 71 months 71 months
Annual Rate of Interest 8.9% 8.9% 8.9%
Deposit £ 300.00 £ 300.00 £ 300.00
60 Monthly Payments £ 59.98 £ 104.40 £ 215.47
Total Amount of Credits £ 2,700.00 £ 4,700.00 £ 9,700.00
Total Amount Payable £ 3,598.62 £ 6,264.26 £ 12,928.37

If you repay part of the loan on or before the date of the first repayment, Barclays will not charge you interest on the part of the loan you repay. When payment is received, your loan balance will be reduced by the sum of your repayment plus the interest rebate.